If you are considering your debt relief options or are at the point where you already have decided that your need to file for bankruptcy, you likely have questions about the legal process. While our Knowledge Center may answer many of your questions, and may even answer your bankruptcy FAQ, there are often exceptions to the general rules. Also, application of general rules may differ, depending upon your circumstances. In short, there is no substitute for a consultation with an experienced lawyer.
At our firm, we always offer you a free, no obligation consultation with an experienced San Diego bankruptcy attorney where you can sit down for a one-on-one meeting and discuss your debt relief options. We want to help you. If filing bankruptcy is the best solution for you to achieve lasting debt relief, then we will tell you and we will advise you as to how to proceed. If filing for bankruptcy is not the best solution, then we will also tell you that and we will give you candid legal advice as to your best course of action.
Our goal during your attorney consultation is to education and help you. We will explain the important protections of bankruptcy and the principal benefits of bankruptcy as applicable to your unique situation. That way, you can understand your rights and options and confidently make an informed decision as to how to proceed. Of course, your lawyer will also give you a legal recommendation.
Filing bankruptcy by itself may take care of the immediate pain, but it may not always provide a long term debt relief solution. Your situation is unique and there may be a multitude of factors (aside from eliminating your credit card debt or other debts) that need to be handled in order for you to receive lasting and meaningful debt relief. You want to become debt free and stay that way, not end up in the same situation a year or two later.
There are many debt relief options available with bankruptcy. You can stop foreclosure or your home, erasing a second mortgage, or even rebuild a car loan. Not all bankruptcy lawyers provide these services or possess the requisite skill to do it successfully, as is evident from the many poorly executed filings where homes are lost that could have been saved with an experienced lawyer.
Lasting debt relief may also require key planning before bankruptcy to maximize the property you keep when you file bankruptcy. The more property that you can keep when you file, the better chance you will have to get a fresh start and have something to build upon as you embark on the road to a more successful financial future.
During your free attorney consultation, your attorney will consider all of your needs and goals and give you an overall debt solution that addresses all of your needs and goals, and give you candid legal advice. That way, a couple of years down the road when you are looking back, you will feel happy about your progress.
Call Bankruptcy Legal Center now to schedule your free consultation with an experienced San Diego bankruptcy lawyer.