Bankruptcy Lawyer San Diego

Are you suffering from mounting financial debt?  Are you barely able to make ends meet?  At Bankruptcy Legal Center, we specialize in bankruptcy and debt relief.  We serve our community by providing legal representation by a San Diego bankruptcy attorney that is an expert at helping you get out of debt and get a fresh start.  Stop worrying about credit card debt, foreclosure, lawsuits, and wage garnishment.  Take back your life and financial freedom.  Whether you need to file under Chapter 7 to eliminate your credit card debt or under Chapter 13 to save your home from foreclosure, we can help.  If you have questions about the process, you’ll find the answers to many of your questions in our knowledge center and our blog, both of which are always kept up to date with the most current law.  Of course, you can call us anytime and speak to an attorney.  We are here to help you.  Take the first step toward financial freedom and give us a call.  An expert bankruptcy lawyer will discuss all of your options with you.

How an Expert San Diego Bankruptcy Attorney Will Protect You

If you are being harassed by debt collectors, facing a home foreclosure, have been sued, or are having your wages garnished, you may feel as if there is little you can do to protect yourself.  There are a number of ways that bankruptcy can protect you and your family.  With the help of an expert bankruptcy attorney, you can stop harassing phone calls, stop foreclosure of your home dead in its tracks, stop a lawsuit, and even avoid a wage garnishment.  There are many other protections available to you, which your lawyer can utilize to protect you from relentless creditors.  Talk to an expert attorney today to assert your legal rights and protect yourself.

Stop a Lawsuit

Having a process server show up at your door and hand you a lawsuit can be a stressful experience.  You are now faced with the reality that your credit card lender or other creditor has sued you and is going after your assets.  Their lawyer is going to get a judgment against and garnish your wages.  If you own property they will put a lien against your property and can sell your home depending on the amount of equity.  You either need to pay them or file a bankruptcy to get out of debt.  Luckily, assuming you qualify, an experienced bankruptcy lawyer at our firm will be able to stop a lawsuit and wipe out the underlying debt.

Wage Garnishment

The sheriff serving your employer with a wage garnishment can be quite embarrassing.  It unwantedly places your private financial matters in the spotlight at your workplace.  Creditors know that the mere treat of garnishing your wages is enough to get you to pay them so that your employer and coworkers won’t know that you are having financial trouble.  If you need to file a bankruptcy to get out of debt, you want to do it before your employer is served.  Once your employer is served and wage garnishment has begun, then you will have to notify your employer of your bankruptcy to stop the garnishment.  But if you get your bankruptcy lawyer gets your petition filed before the garnishment, then there is no reason for your employer to ever get involved in your private financial life.

The Many Benefits a Bankruptcy Lawyer Can Help You Achieve

Many people assume that when you file bankruptcy, you have to give up all of your assets and your credit is ruined.  In reality, the opposite is true.  In most cases, you will keep your home, cars, and other assets.  Much to most clients’ surprise, you will find that your credit score actually improves within 1-2 years after obtaining a fresh start.  You can eliminate your credit card debt, medical bills, overdue collection accounts, and most other types of debt.  Bankruptcy can stop foreclosure of your home.  Depending upon the current value of your home and the mortgage balance owed, your lawyer may be able to eliminate your second mortgage or home equity line of credit.  There are many other protections important benefits that are designed to help you get out of debt San Diego and get a fresh financial start.

Experienced Representation

We are an experienced law firm and a federally designated debt relief agency.  Our sole mission is to help people in our local community get out of debt and get a fresh start.  We have extensive experience representing borrowers, homeowners, and mortgage lenders.  Our main practice areas are bankruptcy law and debt relief law.  If you have a debt problem, we can help.  When you are overwhelmed by debt, call us and talk to an experienced bankruptcy lawyer.  We will protect you from unrelenting creditors and give you the opportunity to regain control of your finances. See what our clients are saying by reading our clients’ testimonials.

Free Attorney Consultation

When you call our firm, you will always have the opportunity to talk to an attorney, not a paralegal.  After assessing your financial situation and determining whether there is any emergency necessitating immediate action, we will begin taking steps to protect you and prepare your petition for bankruptcy relief to be filed with the court.  During this valuable consultation an experienced bankruptcy attorney will explain all of your rights and options.  Contact Bankruptcy Legal Center today to set up your free debt relief consultation and get started on the road to a more secure financial future.  Call us today at 619-501-9711.

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