Category Archives: Chapter 13

Chapter 13 Vehicle Payment Reduction

You can reduce your vehicle payment in Chapter 13 bankruptcy by lowering the interest rate on a newer auto loan or reduction of the balance on an older loan.

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The 100% Plan

A 100 percent Chapter 13 plan is a court-supervised repayment plan suitable for high income earners or people with assets of high value.

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Continuing a Trustee Sale

To continue a trustee sale of your home and avert a foreclosure, you must file a Chapter 13 bankruptcy and propose a payment plan that brings your loan current.

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Difference Between Chapter 7 and 13

The main difference between Chapter 7 and 13 is that Chapter 7 bankruptcy does not require payments and Chapter 13 bankruptcy involves a repayment plan.

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Bankruptcy – How it Helps

Bankruptcy in San Diego can help you get out of debt and get a fresh start by getting rid of your debts in a Chapter 7 or Chapter 13 case.

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Which Type of Filing Is Right for Me?

In determining which type of bankruptcy is right to file, consumers should consult with a San Diego debt relief attorney regarding their options.

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Eligibility for Chapter 13

To be eligible for a Chapter 13 filing in San Diego, you must meet various legal requirements, and will need the guidance of an attorney.

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Should I File Chapter 13?

To determing if you should file Chapter 13 bankruptcy in San Diego, talk to a San Diego bankruptcy attorney about the benefits and protections of Chapter 13.

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I Make Too Much Money

As a high income earner, you can make too much money to be able to file bankruptcy under Chapter 7 and eliminate all of your debts.

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The Perfect Chapter 13 Plan

Preparing the perfect plan that will be approved by the court takes the skill of a bankruptcy lawyer who is a Chapter 13 specialist.

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What Is a Bankruptcy Trustee?

When you file under Chapter 7, you usually make a single appearance before a trustee, not a judge, and you might make 2 or 3 appearances in a Chapter 13 case.

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