When you have a house in foreclosure, your San Diego bankruptcy attorney has various options for saving your home in foreclosure, including filing a bankruptcy.
Month: August 2011
Notice of Default
If you have a house in foreclosure, filing bankruptcy in San Diego can stop a foreclosure Notice of Default and help you save your home from foreclosure.
600 Credit Score
You can have a 600 credit score after bankruptcy in San Diego, and with proper guidance from an experienced lawyer, your score can improve higher.
Can IRS Garnish Social Security?
Social security benefits are protected from a wage garnishment by ordinary creditors, but government can garnish your wages for student loans or IRS back taxes.
Buy a Car Before Bankruptcy
You can buy a car before bankruptcy, and if you take out a loan your lender needs to perfect its lien with a short amount of time.
Money in Bank After Bankruptcy
Under San Diego bankruptcy law, in most cases you can put money in a bank account after bankruptcy and the bank cannot touch your money.
Wipe Out 2nd Trust Deed
By doing a lien strip in a Chapter 13 bankruptcy in San Diego, you can wipe out a 2nd trust deed against your home or other property.
Online Bankruptcy Filing
Online filing is required in San Diego, such that your San Diego bankruptcy attorney must file your case online instead of over-the-counter.
Will Employer Find Out?
It is unlikely your employer will find out you filed bankruptcy, and even if your employer did find out, Federal law protects you from discriminatory treatment.
Bankruptcy Payment Plans
If you are worried that you can’t afford to file bankruptcy to get out of debt San Diego, you can pay for your legal costs with a flexible payment plan.
Credit Card Garnishment
Credit card garnishment begins upon entry of judgment, at which time a lender or debt collector can garnish wages, but bankruptcy will stop a wage garnishment.
Bankruptcy on Unemployment
Whether you can qualify for bankruptcy on unemployment in San Diego depends on whether you are filing under Chapter 7 versus Chapter 13.