At Bankruptcy Legal Center, we specialize in bankruptcy and debt relief. As debt relief specialists, we can provide you with many types of debt relief solutions. An experienced lawyer at our firm will meet with you and review all of your debt relief options with you. We will advise you as to the best solution for your situation and help you understand your remedies so that you can make an informed decision.
Within the practice of San Diego bankruptcy law, we specialize in Chapter 7 and Chapter 13, which are, by far, the most common types of bankruptcies filed each year and account for more than 99% of all filings. If your attorney determines that Chapter 7 or Chapter 13 is the right solution for you, we'll help you file successfully. If it would be more beneficial to file under another Chapter, we can help you with that too. Our ultimate goes is to make sure that you get out of debt San Diego and get a fresh financial start.
Chapter 7 is usually filed in order to eliminate credit card debt, medical bills, judgment debt, and most other types of unsecured debts. Through the Chapter 7 process, and with the assistance of an experienced lawyer, will help, you can become debt free fast and start with a clean slate.
Chapter 13 is usually filed in order to stop foreclosure of your home, and also erase a second mortgage encumbering your home by performing a lien strip. Through Chapter 13 process, your attorney can permanently stop a foreclosure, save your home, and eliminate a second mortgage, thereby reducing your total mortgage loan balances.
We always consider all of your filing options. The great majority of our clients benefit the most from a Chapter 7 or Chapter 13 filing. However, if filing under another Chapter, such as Chapter 11, or Chapter 12, would be more beneficial for your unique situation, your lawyer will recommend that you file such Chapter.
Not all of our clients qualify for bankruptcy nor is bankruptcy the right solution for everyone. When bankruptcy is not the most beneficial option for you, our attorneys will assist you in seeking alternative forms of debt relief, such as pursuing debt settlement, or requesting a loan modification. As debt relief experts, we specialize in all forms of debt relief remedies, including alternatives forms of relief.
If bankruptcy is the right solution for your situation, we'll help you file successfully and with flawless execution so that you can be confident you will get a fresh financial start. Contact us to set up your free consultation with an experienced San Diego bankruptcy attorney to review your debt relief options and determine the best solution for achieving your needs and goals.